Why this isn't a product page
A named facility describes a shape. Not every requirement has one.
Every other page on this site describes a specific, recognisable shape of facility: invoice finance, a credit line, a business credit card. That works because most funding needs really do fall into one of those shapes. Some don't. A business raising a genuinely large facility, combining working capital with an asset-backed element, or structuring something around a situation that doesn't map onto a standard product, is better served by a direct conversation than by a page pretending there's a standard answer.
What usually lands here
In our experience, this is where established businesses end up when the requirement is larger than a single standard facility comfortably covers, or when it genuinely combines more than one type (invoice finance alongside a term element, say, or a credit line structured with a bespoke security package). It's not a size threshold we can put a number on honestly. It's more that a standard product's assumptions stop holding.
In practice, businesses often assume "bespoke" means expensive or slow, and reach for a standard product that's a poor fit instead, just to avoid the conversation. A structure built around what the business actually needs usually costs less over time than forcing the need into a facility that doesn't quite match it, even if the process to arrange it takes a little longer up front.
Decision helper
Alternatives and limitations
If your need genuinely matches something already on this site (invoice finance, a credit line, R&D advance funding), that named page will serve you better than this one. A standard facility that fits is simpler and usually cheaper to arrange than a bespoke one built to do the same job. This page is specifically for what's left after that check comes back negative.
